Congo (the Democratic Republic of the) Stablecoin Regulation

Stage: Draft

Regulator: Banque Centrale du Congo (BCC)

Cryptocurrency use in the DRC is allowed "at one's own risk", citizens can trade or hold digital assets, but they aren't legal tender, and local exchanges aren't yet authorized. The Central Bank of the Congo (BCC) has issued warnings about fraud risks and is now working toward a broader Digital-Asset Law expected by year-end to license exchanges and token issuers. Meanwhile, tax rules are emerging: a 5% withholding tax applies to crypto-to-fiat conversions above USD 5,000, and businesses must report crypto cash flows over USD 10,000.