AllUnity GmbH is a German e-money institution established as a joint venture of DWS (Deutsche Bank's asset manager), Flow Traders and Galaxy. It holds an e-money institution licence from the Federal Financial Supervisory Authority, BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) (licence 67, granted 1 July 2025) and issues MiCAR-compliant e-money token stablecoins: EURAU (euro), CHFAU (Swiss franc), SEKAU (Swedish krona) and USDAU (US dollar, launched 30 September 2026).