SoFi Bank, National Association is an OCC-regulated national bank subsidiary of SoFi Technologies, Inc. The bank operates as a leading digital personal finance and fintech company with three business divisions: lending, technology platform, and financial services. Core offerings include personal loans, mortgages, student loan refinancing, auto loans, credit cards, investment and wealth management services, insurance products, and banking services. SoFi Bank provides SoFiUSD infrastructure for enterprise payments and settlement (not yet available to retail members).
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