Universal Digital Intl Limited is a digital‑asset firm established in Abu Dhabi Global Market and regulated by the FSRA (FSP No. 250089) to issue a Fiat‑Referenced Token to Professional Clients. It is also the first Foreign Payment Token Issuer registered by the Central Bank of the UAE under the Payment Token Services Regulation. The firm issues USDU, a USD‑backed stablecoin registered as a “Registered Foreign Payment Token” with the CBUAE, fully backed 1:1 with U.S. dollars held in fully liquid onshore accounts at leading UAE banks including Emirates NBD, Mashreq and Mbank, and used primarily for regulated institutional digital‑asset settlement and payments related to virtual assets and derivatives