Qivalis B.V. (Dutch Trade Register 98235680, Amsterdam) is the legal entity developing a euro-denominated e-money token under MiCA, authorised by De Nederlandsche Bank as an electronic money institution in October 2026. It is owned by a consortium of 37 European banks in 15 countries, which are its shareholders, not issuers: ABANCA, ABN AMRO, AIB, Banca Sella, Banco Sabadell, Bank of Ireland, Bank Pekao, Bankinter, Banque et Caisse d'Epargne de l'Etat (Spuerkeess), Banque Federative du Credit Mutuel, BBVA, BNP Paribas, BPER Banca, CaixaBank, Cecabank, Danske Bank, DekaBank, DZ Bank, Erste Group Bank, Groupe BPCE, Handelsbanken, Helaba, ING, Intesa Sanpaolo, Jyske Bank, KBC, Kutxabank, Landsbankinn, National Bank of Greece, Nordea, OP Pohjola, Piraeus, Rabobank, Raiffeisen Bank International, SEB, Swedbank and UniCredit. The project was started in September 2023 by Danske Bank, ING, KBC and Raiffeisen Bank International. CEO is Jan-Oliver Sell; the Supervisory Board is chaired by Sir Howard Davies. No token has been issued yet; issuance awaits the MiCA white paper.
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